Acquiring from Abroad
Non-Resident Financing
Financing pathways for international buyers acquiring Dubai property from overseas non-resident mortgage products, remote acquisition procedures and capital transfer guidance.
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By Community & Property Type
Key Parameters
What You Need to Know
Non-resident buyers may access mortgage financing from select UAE banks, typically at a maximum of 50% LTV.
A minimum down payment of 50% is required for non-resident mortgages. Some lenders require 60% for ultra-prime properties.
Remote purchase procedures are well-established; Power of Attorney arrangements allow acquisition without physical presence.
Developer payment plans frequently provide an attractive alternative to bank financing for non-residents requiring no UAE income evidence.
Eligibility Criteria
Standard Qualifying Requirements
- 1
Valid passport and proof of overseas address
- 2
Six months of overseas bank statements demonstrating sufficient income and financial stability
- 3
Income documentation from home country employer or business
- 4
Credit reference from home country financial institution
- 5
Source of funds declaration (anti-money laundering compliance)
Expert Strategy
MRK’s Recommended Approach
Non-resident buyers should engage MRK’s mortgage advisory service to access the specific UAE banks offering non-resident products. Developer payment plans available on most off-plan projects often provide a more accessible entry point, requiring only a deposit and staged milestone payments with no income verification.
Access Bespoke Financing Intelligence
MRK’s mortgage advisory team provides independent financing guidance across all major UAE lenders identifying the most competitive products for your specific acquisition scenario.