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20-80 Structure

Low-deposit opportunitymaximum post-handover flexibility

20% during construction, 80% on handover. Capital-efficient structure minimizing early outlay, ideal for investors with future liquidity events.

Payment Structure

Structure

20% during construction, 80% on handover

Payment Breakdown

Construction: 20%

Handover: 80%

Strengths & Considerations

Advantages

  • Minimal construction-phase capital requirement
  • Preserves buyer liquidity during construction cycle
  • Attractive for investors anticipating capital inflows
  • Lower monthly cash commitment facilitates broader affordability

Considerations

  • Largest handover payment burden80% due at completion
  • Requires perfect timing and financing at handover
  • Subject to construction delays that impact final price
  • Higher refinancing or mortgage stress at completion

Ideal Investor Profile

Investors with scheduled post-handover capital events

Buyers with anticipated salary bonuses or distributions

First-time off-plan investors with limited upfront capital

Speculators betting on post-handover appreciation

Developer Adoption: Typically championed by MID_MARKET, PREMIUM tier developers seeking to optimize project-specific capital structures.

Available Communities

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