Post-Handover 3-Year Installment
Complete construction-phase deferralpay over 3 years post-handover
Minimal payment during construction (5-10%), remainder spread over 3 years post-handover. Premium flexibility for investment groups and refinancers.
Payment Structure
Structure
5-10% during construction, 90-95% over 36 months post-handover
Payment Breakdown
Down: 5%
Construction: 10%
Post-Handover: 36 months
Strengths & Considerations
Advantages
- ✓Defers 90% of capital to post-handoverextraordinary cash flow relief
- ✓Enables profitable refinancing at completion (lower LTV)
- ✓Facilitates end-user occupancy and rental yield capture
- ✓Ideal for investors expecting post-handover capital appreciation
Considerations
- ⚠Post-handover financing may not be available or become expensive
- ⚠Exposes buyer to interest rate risk and market conditions
- ⚠Requires strong covenant compliance and credit access
- ⚠Typically limited to large transactions or institutional buyers
Ideal Investor Profile
Institutional and fund-based investors with strong credit
Portfolio owners planning post-handover refinancing
End-users transitioning to mortgage after completion
Investment syndicates with syndication capital at completion
Developer Adoption: Typically championed by ULTRA_LUXURY tier developers seeking to optimize project-specific capital structures.
Available Communities
0 investment-grade projects across 0 communities (0 total units)
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